Debt counselling provides comprehensive support to clients who apply for debt review.

Here are some keyways we assist:

This process aims to empower clients to achieve financial stability and eventually become debt-free.

1. Financial Assessment: Debt counsellors evaluate the client’s financial situation, including income, expenses, and debt obligations, to determine the best course of action.
2. Debt Restructuring: They negotiate with creditors to restructure debts into manageable monthly payments, ensuring affordability for the client.
3. Legal Protection: Once under debt review, clients are protected from legal action by creditors, provided they adhere to the agreed repayment plan.
4. Budgeting Guidance: Counsellors offer advice on budgeting and financial management to help clients regain control of their finances.
5. Ongoing Support: Clients receive continuous support and monitoring to ensure they stay on track with their repayment plan and avoid future financial difficulties.