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The purpose of Debt counselling is to offer an alternative remedy to over indebtedness than the traditional methods such as Administration and Sequestration could offer.


Debt Counselling has the wellbeing of the consumer at heart, providing a tool whereby a consumer's dignity remains in tact, and ultimately be rehabilitated into the credit market.


What is Debt Counselling

STEP 1:

Provide details of your income, monthly budget and debt commitments


STEP 2:

The Debt Counsellor will do an initial assessment to check over indebtness


STEP 3:

A new budget will be agreed and the amount available for debt repayment will be determined.

STEP 4:

We will submit a proposal to the creditors and Magistrate Court for a decision.